# Take-home pay by province and territory, 2026

> At $75,000 in 2026, take-home pay ranges from $53,423 in Nova Scotia to $58,819 in Nunavut. Federal tax, CPP and EI are the same everywhere outside Quebec; the difference comes from provincial and territorial income tax.

## Key facts
- 1. Nunavut: $58,819 after tax on $75,000.
- 2. Northwest Territories: $57,763 after tax on $75,000.
- 3. British Columbia: $57,711 after tax on $75,000.

| Province or territory | $40,000 | $60,000 | $80,000 | $100,000 | $150,000 |
| --- | --- | --- | --- | --- | --- |
| Alberta | $33,332 | $47,691 | $60,698 | $74,459 | $107,458 |
| British Columbia | $33,333 | $47,755 | $61,157 | $75,373 | $107,377 |
| Manitoba | $32,174 | $45,772 | $58,228 | $71,445 | $100,797 |
| New Brunswick | $32,275 | $46,048 | $58,246 | $71,215 | $101,330 |
| Newfoundland and Labrador | $32,390 | $45,763 | $57,857 | $70,603 | $100,702 |
| Northwest Territories | $33,365 | $47,938 | $61,166 | $75,204 | $107,361 |
| Nova Scotia | $31,734 | $44,726 | $56,439 | $68,867 | $98,117 |
| Nunavut | $33,784 | $48,773 | $62,299 | $76,654 | $110,408 |
| Ontario | $32,814 | $47,340 | $60,303 | $74,206 | $104,320 |
| Prince Edward Island | $32,152 | $45,447 | $57,335 | $69,789 | $98,973 |
| Saskatchewan | $32,721 | $46,520 | $59,022 | $72,288 | $104,037 |
| Yukon | $33,255 | $47,885 | $61,039 | $74,998 | $107,893 |

Annual take-home pay in 2026 for a single employee with no other income. Quebec is not included.

## Ranking at $75,000

| Province or territory | Take-home (year) | Per month | Provincial tax |
| --- | --- | --- | --- |
| Nunavut | $58,819 | $4,902 | $2,553 |
| Northwest Territories | $57,763 | $4,814 | $3,609 |
| British Columbia | $57,711 | $4,809 | $3,661 |
| Yukon | $57,655 | $4,805 | $3,717 |
| Alberta | $57,362 | $4,780 | $4,010 |
| Ontario | $56,926 | $4,744 | $4,446 |
| Saskatchewan | $55,806 | $4,650 | $5,566 |
| New Brunswick | $55,102 | $4,592 | $6,270 |
| Manitoba | $55,024 | $4,585 | $6,348 |
| Newfoundland and Labrador | $54,737 | $4,561 | $6,635 |
| Prince Edward Island | $54,316 | $4,526 | $7,056 |
| Nova Scotia | $53,423 | $4,452 | $7,949 |

## Why take-home pay differs between provinces

- Basic personal amount: it ranges from $11,932 in Nova Scotia to $22,769 in Alberta, so the tax-free slice of income varies a lot.
- Lowest rate: from 4% in Nunavut to 10.8% in Manitoba and 10.5% in Saskatchewan.
- Top rates: Newfoundland and Labrador, Nova Scotia, British Columbia and Prince Edward Island reach 20% or more on high incomes; Nunavut stops at 11.5%.
- Extras: Ontario adds a surtax and the Ontario Health Premium; BC has a low-income tax reduction.

## Province and territory calculators
- [Alberta](https://www.takehomeclear.com/alberta)
- [British Columbia](https://www.takehomeclear.com/british-columbia)
- [Manitoba](https://www.takehomeclear.com/manitoba)
- [New Brunswick](https://www.takehomeclear.com/new-brunswick)
- [Newfoundland and Labrador](https://www.takehomeclear.com/newfoundland-and-labrador)
- [Northwest Territories](https://www.takehomeclear.com/northwest-territories)
- [Nova Scotia](https://www.takehomeclear.com/nova-scotia)
- [Nunavut](https://www.takehomeclear.com/nunavut)
- [Ontario](https://www.takehomeclear.com/ontario)
- [Prince Edward Island](https://www.takehomeclear.com/prince-edward-island)
- [Saskatchewan](https://www.takehomeclear.com/saskatchewan)
- [Yukon](https://www.takehomeclear.com/yukon)

## Frequently asked questions
### Which province has the highest take-home pay?
At $75,000, Nunavut ($58,819), followed by Northwest Territories and British Columbia. Among provinces, Alberta and British Columbia leave the most at most salaries.

### Which province has the lowest take-home pay?
At $75,000, Nova Scotia ($53,423), mainly because of its low basic personal amount and higher middle-bracket rates.

## Official sources
- [Current year tax rates and income brackets, 2026 (Canada Revenue Agency)](https://www.canada.ca/en/revenue-agency/services/tax/individuals/tax-rates-brackets/current-year.html)
- [T4127 Payroll Deductions Formulas, 123rd edition, July 1, 2026 (CRA)](https://www.canada.ca/en/revenue-agency/services/forms-publications/payroll/t4127-payroll-deductions-formulas/t4127-jul/t4127-jul-payroll-deductions-formulas.html)
- [T4032 Payroll Deductions Tables 2026 (CRA)](https://www.canada.ca/en/revenue-agency/services/forms-publications/payroll/t4032-payroll-deductions-tables.html)
- [CPP contribution rates, maximums and exemptions (CRA)](https://www.canada.ca/en/revenue-agency/services/tax/businesses/topics/payroll/payroll-deductions-contributions/canada-pension-plan-cpp/cpp-contribution-rates-maximums-exemptions.html)
- [Second additional CPP (CPP2) contribution rates and maximums (CRA)](https://www.canada.ca/en/revenue-agency/services/tax/businesses/topics/payroll/calculating-deductions/making-deductions/second-additional-cpp-contribution-rates-maximums.html)
- [EI premium rates and maximums (CRA)](https://www.canada.ca/en/revenue-agency/services/tax/businesses/topics/payroll/payroll-deductions-contributions/employment-insurance-ei/ei-premium-rates-maximums.html)
- [Ontario Health Premium (Government of Ontario)](https://www.ontario.ca/page/health-premium)

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TakeHomeClear · Updated on 2026-10-22 · https://www.takehomeclear.com/provinces